Your Thirties Are For Saying No To Everything You Got Away With In Your Twenties

With a birthday looming, I'm starting to reflect much more. Does that just come with age? This is also our 10 year mark for moving to Florida as of July. So here I am, getting all philosophical and introspective.

The amount of adulting and growing up I've had to do the past few years is actually kinda unfair, but I maintain I'm better for it. Your twenties are for partying, credit card debt, adventures and working hard specifically so you can play hard. I remember working 6 days a week between two jobs, drinking every night and Sunday sleeping until noon, mimosas with breakfast, beer with lunch, bed at 10 and back at it again for another week, and that was tame compared to most others I knew.

By the time I hit about 26 I was feeling less and less into that kind of party and was way more interested in hosting people for dinners, drinks, and hang out sessions. I liked lunches out and buying new home items. Parties were reserved for concerts and some weekends depending on paychecks.

For me, I feel like the worst of adulting came with parenthood. I really thought I had it planned out and things would be okay, but that's the thing about life, it takes it's own route, doesn't tell you it's changing, and sometimes you can barely scrape together to find a path, let alone decipher the "way you should" go.

In my twenties, concerts were always a yes, no matter how far the drive and if I didn't have the money, just swipe my credit card, the money could happen later, the concert was happening regardless. Between my husband and I, our credit cards were very much well known and accepted anywhere. While I felt the burden of that intensely, it took a lot of work to undo that frivolity, but I wasn't unwilling to do it.

I worked diligently on fixing finances to the point of being unfair and obnoxious. I still feel humiliated having to say "no, we can't afford it," to a lot. The difference from my twenties to now is, I prefer to stay in my real, live, grown up house, whereas I never wanted to be stuck at my apartment when I could be out spending money and living life. My thirties are for being frugal so I can take a vacation that involved leaving Florida.

As if I'm not feeling old enough, this is the last year of the Vans Warped Tour with a huge 25th Anniversary festival in both California and New Jersey. I must say that when I saw that line-up, I wanted to cancel both trips we were planning this year and just take myself to both for one more foray into being a Punk Rock Princess before my retirement from my festival concert days.

Warped tour was my first festival-type show when I was 18 and came with all the stories, swag and was the beginning of my love affair with live music. It was always fun to bounce between stages, get bumper stickers, shirts and leave for home broke, dehydrated and sunburned with bags of memorabilia, ringing ears, and dirty Vans or Converse. Plus there was always a Taco Bell run at the end of it.

Despite my years as an avid Warped Tour addict, some of the big bands I've still never seen. Between both coasts, they are all on there. Now, I know some of you have bucket lists that include seeing different countries and cities, and mine does somewhat, but I have Bucket List Bands. Most of them are now un-affordable, unattainable or unfortunately dead. But when I saw that line up I wanted to take out a loan and just go!

Alas, now that I'm in my thirties I say "no" instead of "let's go." Often this makes me feel lame but lately I've had a better appreciation of what comes with this stage, and for me that's peace and security. Peace and security have been just a dream like those items in stores in New York City where you have to ring the bell and look put together enough to be allowed entrance. The employees could see me, and I was drooling at the peace and security, all shiny on display within the window, but I couldn't get near it. There was no access point for me then.

Being allowed in the shiny security and pretty peace store is even just a recent feat, so I tread lightly. I am definitely incredibly and cautiously optimistic about how far we've come but also appreciative of the journey.

My twenties were fun, filled with celebration and simple problems. My late twenties, my entrance into parenthood, and quick steps into my thirties have been existential. It's been really rough, but also rewarding, leaving me with still a ton of work to do, which I'm not unwilling to participate in.

I do feel like family life makes me say "No," more often than not and the exceptions are few and far between. We bend the rules occasionally but have been far more vigilant about staying the course. To those of you who walk on the wild side and just firmly believe that everything will find it's way and work out, feel free to share that wisdom with me because I suck at it.

I think I've always had no choice but to grow up early. I was violently shoved from my American Girl Doll days of dressing them up and listening to Hanson to having to figure out all walks of life on my own. Navigating social aspects was tough at times, I was super naive and simple, but I definitely had my teenage rebellion under way when the time was right.

I did however, strive for my independence. I wanted to work and go to school so I could have what I wanted and cover what I needed. Defining want and need was what changed quickly between my twenties and thirties, but I think that change was for the better. Now I know the times we need to "splurge" and "live a little," and the ones where we need to be more frugal. Okay maybe lately I just always think we need to be frugal but still! It's a work in progress, I'm a work in progress.

As I'm inching very slowly towards the next stage, and the next age I just feel aware of so much that my twenties were built on that just does not fly now. Some of it is frustrating and unfair. Some of it is affirming and kind of rejuvenating, because I know that I'm in a place where I can say no. Growth game strong!

For the first time, in a very long time I will say this, I'm pretty okay with where I am. I have my bills paid, no exorbitant debt at this time, we have plans for end of year vacations looming, and I can still get a coffee from time to time. I know there is savings and retirement kind of things happening and I have high hopes for some new appliances. There will always be unexpected things, and saying no is way more common now than it was a decade ago, but sometimes saying no is okay, or so I've explored previously.

So, I toast to being close to another year of being okay with saying no to all the stuff I easily got away with in my twenties, and to being even more firm in my thirties, I'm enjoying each new stage, no matter how difficult. Although, if anyone wants to send me to Warped Tour, that I would say yes to!

In Remembrance Of Luke Perry - My Twenty-Something, 90210 Late-Comer Obsession Will Live In Infamy

It's become a running joke between my dad and I that he notoriously allowed me to watch completely age inappropriate things from about the time I was 7 and on. I wasn't allowed to watch Teenage Mutant Ninja Turtles when I was 5 because it promoted violence and fighting, but watched Pretty Woman with my parents when I was 8. Hmmm; not the best judgment.

At the hands of my entire family I was exposed to highly inappropriate movies, shows and themes, but because I was preacher's kid and completely naive, most of the innuendos went way over my head. I watch these movies now and I'm like...um wow!

Anyway, one show on my dad's radar that was kept from me was 90210. When this show hit it big, I was still a Saved By The Bell, Full House, and TGIF kinda girl and also slightly younger than the audience that got to it first. My dad never let me watch it calling it, "Soap Opera crap" and then muttering something about Tori Spelling's lack of talent. 

So, I never watched 90210 in it's prime or all it's cool, trendy glory. In fact, I didn't discover it until the summer after my 16th birthday when it was in syndication with soap operas on the likes of Fox, CBS, FX or some such. I was home alone a lot when I lived with my mom, so I started watching re-runs.

Finding them in the order of how the show progressed was tough, as it may have been still producing new seasons at this time, but I loved all the drama. And I recognized some of the actors from other things on my radar.

I didn't get into it again until I was 23. We were living with my aunt and I was finishing college. She had "the good cable," and 90210 was on 2 hours a day. I happened to be in between full time jobs and home to "study," often with the house to myself while it was on. I had just so happened to have caught it starting the cycle again. I was hooked and it became part of my daily routine. I got up early to go to spin and classes, then came home to reboot before my afternoon classes, and there it was!

Funny fact that I JUST remembered: I was actually watching 90210 when Eben called me into another room to propose to me. I was annoyed that he was bothering me because I was "watching my stories" as we used to make fun. Spoiler alert: I said yes!

Now I was still never home enough to catch the whole series so I was left with all kinds of plot holes and trying to figure out what events came when in chronology. Remember this was still WAY before Netflix, Hulu and any sort of availability to watch whatever you wanted, whenever you wanted.

Fast forward another 3 years and we are renting my favorite apartment and living large with the good cable in Florida. My work schedule allows me to 90210 binge-watch on FX before my closing shifts and I'm obsessed. The pug and I curled up and devoured every juicy moment. I was a die hard team Dylan and Brenda girl, but the Kelly stuff was compelling, I will admit.

Fast forward again to me at age 28, and having my daughter. After a rough first 6 weeks of life, which I've referenced a few times in my blogging before, I had never been so happy to be home and breastfeeding on my couch. Despite all the studies on TV making your child an idiot, I watched an insane amount of Netflix, movies, and series when I was up at night breastfeeding and throughout my days at home. Sorry not sorry, it kept me sane. And that was when it all happened.

On my maternity leave, 90210 aired for 4 hours a day; two hours in the morning and two in the afternoon. The played in order and the series had just begun. I was only like 4 episodes in, and I had seen those before, so I knew. Every day Luna and I would tune into the drama. Steve, Andrea, Brandon, Kelly, Brenda, Donna, David, Valerie, Ray, Noah, the guest stars, the touching episodes, the bad corny ones, they were ALL THERE.

Because of being a stay at home breastfeeding mother I was able to watch all of 90210 and fall in love with Dylan McKay like the rest of them. Even so close to thirty I was hooked and, in my opinion, it was better late than never! So if you think about it, thanks to Luna I achieved my 16 year-old-self's goals and dreams of devouring that entire series. Go me!

So yesterday, when the news of Luke Perry's passing was posted on every social media outlet it, made me really sad. This happened just after last week they spoke about a possible re-boot of the series. Luke Perry was definitely known for his portrayal of the heart-throb, bad boy, Dylan McKay, but I also loved him as the leather clad hero in Buffy the Vampire slayer, the movie not the show, and he made an appearance in one of my favorite episodes of the highly underrated show, Raising Hope. 

He was a talented actor. And he was only 52! But what surprised me is so many of my mom friends were like, super depressed and affected by the loss. For most of them, this was their first serious celebrity crush and his passing is like the end of an era. Here we are, grown up, adulting, and some of us raising girls of our own and Luke Perry's death not only brings to light how old we are, or how short life is, but maybe also that our teenage years are just super gone now. Times have changed a lot, and always will.

It's sad to think his family lost him, but I just know there are so many women completely heartbroken that their first TV love is gone, may he rest in peace. The posters, the teen mags, the fan letters, and I think they had Barbie-like dolls and collectible things are all in remembrance of him. 

For me, he will live on forever through the likes of Hulu and I'm sure I'll bait Luna into watching it someday so she can make fun of me. But for now, and at least for me, 90210 will be that weird series that epitomized my late-bloomer status in life and allowed me to fall for that rebel without a cause like the rest of them, even in my almost-30 postpartum days. 

You'll find me binge-watching 90210, going back to West Beverly High on Hulu as my way of paying my respects. Thanks for everything Luke Perry!

Bills, Budget, Money, Oh My!

My mom asked if I was technically a millennial last night. I told her technically I may be an #eldermillennial. When I was young, even when things were at their worst, I never worried that we wouldn't have a roof over our heads or food on the table. I never saw my dad use credit cards, really and when divorce things happened in any part of my family I don't ever recall any complaints about money involved. Perhaps it was all on the down low.

Money stuff is hard. Let's just be real and admit that paying bills sucks as does adulting but financial stuff is hard. During one of my darkest years recently I had seen old friends doing well. They had new houses, new cars, golf carts, and great dates all posted on social media. I felt like I was always struggling and kept getting shut out of having even a chance to have those things. I was once confronted by someone as being "A hater" because I just said, "They have everything including what must be some serious credit card debt, which I could never do."

It was funny to me how that made me a "hater." I learned the hard way, really fast, and then even worse and slower like when you're afraid to remove a band-aid, just how bad all things related to credit and debt could be. And worse, I had nothing to show for it. I wasn't a shop-aholic. I had no new vehicles, we couldn't get a house loan, nothing. No memorable vacations or anything. It was all just...something for another post, or maybe my book.

Back to the point of the debt. My dad taught me how to use credit cards, and I know not everyone is so lucky. For me, real debt, more than something that can be easily caught up on in a month or two, makes me stressed, anxious and very defeated. It's often a point of contention.

I was raised not to discuss money things with other people and from that has come a lot of misunderstanding a grief. I should have asked for help in terms of advice and how to do things the most efficient ways. I've had to change my methods over and over. And this is what I know:

You'll always have "some" debt. It's inevitable. It's all about the debt to net worth ratio. My uncle once said this to me in jest, but when we were buying the house, it all became clear, if your debt outweighs what you can predictably bring in...you're doomed. I do everything in my power to "live within my means."

I'm a saver. And my husband is a spender. Sigh...imagine the controversy there. It has not been easy. I'm that person that the day the bill arrives: PAID, POOF, MONEY GONE! I want things taken care of immediately. No past due balances or skipped payments for me. I believe that after the bills are paid you can go out to play. You don't go out to eat when you have an electric bill you'll barely pay in full.

After adulting and doing all the math over and over and over. And obsessing over and over and over about everything, I'm pretty close to keeping us at break even and this is a big deal in my world. I do get upset from time to time when I have to scale back. I recently had to get rid of my gym membership which stinks, but I do enjoy having dental insurance. 

Financial struggles and life struggles are hard to share and I think I still keep stuff pretty private. A lot of my association with failure is aligned with money. Like clearly you're successful if you have all the things right? Not really.

I spent the last year just so done with all these unfair ideologies I pushed on myself for so long. I started to really focus on how to handle the disappointments and hurdles and just ask myself "What can be possibly done now? What can you hope to accomplish in the future?" I've really had to retool so much of my thinking and I feel better for it honestly.

I will tell you one funny misstep though: I had reached out for a financial mentor and it was the most ridiculous thing I'd ever encountered. After we moved our money into retirement funds and savings accounts and started really breaking down what we earn and where it goes, I just thought "We have to stop living paycheck to paycheck."

When I called and started breaking things down, not only did I feel stupid because I only had ballpark numbers of certain things, but I was made to feel pretty stupid too. Little things like opening our retirement accounts and "you couldn't have put that much in because XYZ..." Well we did, however it happened with our financial investor they did it. The next advice was to close all but one credit card, and we only had two. And the 2nd one I'd had since I was 18. Same account, which means I have a great history with them and I just thought..."that seems like really bad advice!"

The last advice, which was good but too much for me was "Write down exactly what you spend on every single thing and keep every receipt." This is where I get ridiculous. I have a serious hatred for receipts. I wish EVERYTHING was an e-receipt and we stopped using that horrible paper with that ink. I can be wasteful about stupid stuff but I HATE RECEIPTS. And I never keep them unless I MIGHT need to return something. Also, every purchase? Ever heard of internet banking? Aside from what exact groceries you buy, it's all there, on a credit OR debit card.

After the conversation I just felt kind of annoyed. I had taken control in financial chaos and busted my butt to get us on track and now I was to do more? And here's the thing, the steps we took were just so huge, that I wanted to enjoy the success, not add on more work. Also? We had just enough to get by. This didn't account for, large car repairs, raises in insurance, a raise in pay or other things. There's so damned much unknown. You literally cannot plan for everything. So why make myself crazy?

And that's when I gave myself a nice pep talk: "Look, you can do what you can and remind yourself that your family will never let you go without anything necessary in life if things get really bad, and stay tenacious, and not sweat the small stuff, or you can try all these things, sacrifice some more sanity and have it probably not work for you in a functional way. What will make you happy?"

I figured out my own way. That's what made me happy. Finding my own way to integrate the advice, and everything else to keep us on the correct path. I finally saw everything from all angles and I just wanted to keep up the good fight without messing with the delicate balance of what I'd begun.

I'm more grateful now I feel. I'm more, in tune with where I want to be and where I am. I still throw a tantrum if I have to be responsible and miss a concert or can't go buy new bras just because there's a sale. But I've seen a lot of great concerts. And there's always another sale and my current bras still function. There are also so many less fortunate and I really would like to be able to give back to them in a real way. I think that's a much better goal than new furniture.

These are all growing pains and I'm always open to ideas and advice. And most people have financial issues in some way or another. The American way feels like we're spending what we haven't made but I'd like to be the cheese that stands alone on that one. Much like everything else in life it's one day at a time. And it's a constant check and balance on we can do extra and what we can't.

But the bills, budgeting and money...sigh, oh my. They will always be a part of life. Find what works for you! 

Fire Pit Future: Simple Things Are Often Big Achievements

I was totally into apartment life when we first moved to Florida. Rent wasn't too terrible, and unlike in Oregon, there was a pool. Plus the neighbors were okay; we were comfy. I arranged and rearranged set ups and we even had a spare room for visitors. 

When we got the dog apartment life didn't bother me but I wanted a nicer apartment and neighborhood and dog parks. You gotta level up sometimes. So we made an upgrade and off we went to a place with huge bathtubs and walk-in closets right by my husband's job.

As soon as I had a baby though, I wanted a house, and not just because we lived on the second floor. I wanted to paint walls and hang pictures and decorate for real. I wanted to argue about curtains and flooring and have grown up furniture. Even just a little house. With a yard and a fire pit for roasting marshmallows. These were my simple dreams and goals.

The family that I nanny-ed for bought a new house after their daughter was born. It was like 4 blocks from their old one but set up much better for a little one to grow. And I loved their yard. They had a pavement two story patio (a lot of houses in Oregon are like that) that overlooked part of a valley and the middle school their kiddos attended. Their yard wasn't huge but they had bushes around the fence and 3 planter boxes with veggies growing. It was a homey place. Even after we moved and we would crash there, I'd sit on the patio and drink wine out there with my old bosses on an Oregon summer evening and think, "This is my goal."

Of course in Florida it requires a screened in porch and there are no valleys, but still. I wanted an outdoor area to decompress. Our first attempt at buying a house was harrowing. There was buried debt and we basically were told we were undesirable #1, Harry Potter style, when my daughter was 1. I was completely devastated but not unwilling to put in the work to get what I wanted. 

I had two dream towns in Florida and both, of course, were expensive. We finally found a kitschy house in Safety Harbor to rent, which was dream town number one, and I started paying attention. Places sold there fast and in my mind it seemed there were two kinds of houses: Old Florida where you needed to be handy enough to keep them going on your own, and newer construction that I like to refer to as "Pre-Fab Shit Boxes," or cookie cutter architecture. Of course there were also the monstrosities that mirrored those that lined A-1-A in West Palm, but I could never afford a Floridian 6 bath 6 bedroom on the water, nor could I maintain keeping that thing clean. The few in betweens that stood on their own were worth the hunt though. 

I just wanted an old Florida single level house I could clean on my own. It wasn't until after the car accident that when some money came our way we were less unfortunate-looking candidates for a home and were allowed to actually look. Most of the places I liked that my husband went to see were picture perfect but seriously flawed. One was slanted, and the other had the perfect screened in patio and pool, but was in a really rough neighborhood and also had some seriously evident water damage on the floors. The floor tiles were even loose. Another just had so many renovations to make it what we wanted. It was overwhelming. 

When we finally found our house, they had completely redone the inside, it was in a really good, quiet neighborhood and at the top of our price range but perfectly sized. There was a walk in closet from the master bathroom and...a small screened in porch in the back of the house that overlooked the next street over and below us, and all the trees that gave us privacy. This was pretty close to what I'd always wanted.

One of our first house warming gifts was a fire pit. I was so excited. The first chance we had to use it was at the edge of the porch on a cooler Florida fall evening. My husband gave me this huge, huge speech about how you can't put a fire pit on a wooden porch and it was a huge hazard so it would live in the yard. The first night we were out there was so nice, and then the mosquitoes ate us alive. Not my dream.

Then I used it in our stone driveway on new year's eve one night but kept the front window open so I could hear the kid in the house if she woke up. Then I got another speech about smoke in the house and it was the worst idea. It was kind of defeating. Don't get me wrong, I'm not always the sharpest tool in the shed, but I grew up camping and know how to start a fire and all the precautions that come along with it. It wasn't the BEST situation in either case, but we also weren't having huge bonfires. We were just having a little warmth and marshmallows.

After awhile I gave up on my fire pit quest for comfort and the porch became less and less a place of re-charging, and more of just another area on the property. Recently something happened that has been a big win and achievement: the fire pit has been moved into the screened in porch!

After a very calm and sensible discussion with the man of the house, he decided if we're keeping it really low and it's breezy enough and we keep our eye on it, yeah it can be in the screened in porch. This was the stuff of dreams coming true. Less than 24 hours of the fire pit arriving in it's new home and I was lighting it up! I was so excited to just hang out by the fire. And it's been Florida winter lately so it's super perfect for it too.

This might all sound ridiculous but these little wins are what life is all about sometimes. In the span of an evening we gave the porch a little up-cycle action and it took on a whole new vibe. I like being out there again, fire or no fire, and my daughter insisted on a fire-side picnic. We even got the dog to snuggle by the fire with us.

Why is this a big achievement for me? Because it means compromise and something homey. We've had the house for 2 years and it is just now starting to feel like home. We still have projects looming and goals to reach but this is home. And for this winter day in Florida, I'll be home and fireside, staying warm and basking in the small successes that make this house ours. Happy Saturday readers!